However, the act is not just limited to what we discussed. These are some of your rights under the Fair Debt Collection Practices Act. However, note that a validation request should be in writing. orders all further communications to be ceased if a consumer requests validation. Ceasing Communications With The Customerį.D.C.P.A. Just go about your day without any fear of getting contacted by your debt collection agency and facing harassment. We at Haseeb Legals LLC can help you enjoy this freedom.

So, if you don’t want to get contacted, hire an attorney right away. If the debt collector knows that the customer has hired an attorney and the customer can easily be sure of the attorney’s name and address, then the collection agency is not allowed to make any contact with the customer unless the attorney becomes unresponsive or allows to have direct contact with the customer. Calls by the debt collection agency at these places and times can only be made if and only if the consumer or the court of competent jurisdiction has allowed. In addition to that, such places are added to the consumer’s time zone where it is inconvenient for the customer to place a call. Generally, the consumer’s time zone is before 8:00 am or after 9:00 pm. The act makes mention of “consumer’s time zone”. or Fair Debt Collection Practices Act is a representation of respect that a customer is liable to under the law. You can cease all the communication with the debt collection agency, you can redirect them towards your attorney and not get to contact them at all, and you get to enjoy the consumer’s time zone. We are just going to discuss three important aspects that answer the actual concerns of many. If you want to know your rights in detail, consider reading the act completely. And that’s the bottom line.īy threatening and verbally abusing you, you can use their abuse to counter them by suing their company for abuse. However, if debt collection agencies are harassing you, then they are held responsible by the law. Ideally, it shouldn’t have been the case, seeing as the law doesn’t appreciate it. It is a sad thing to know, however, it’s a reality that harassment has somehow become a part of debt collection. Are You Being Harassed By AscensionPoint Recovery Services? The ratings are no different for AscensionPoint Services when you take a look at the Better Business Bureau’s profile of the company. There are only 68 reviews, all with pretty much the same opinion. For the most part, people don’t seem to be happy about the whole service. Now, before we move on towards further discussing the online reputation of the company, please consider taking a look at some snapshots down below…ĭespite trying its best to resolve customer complaints, AscensionPoint Services ended up receiving pretty low ratings online. That’s the second competitive edge that’s in addition to its BBB Accreditation. The company made sure to answer each of them online. However, the best part is that there are no complaints that are left unresolved. Now, 17 complaints were closed in the last 12 months and only 11 of the remaining ones have been resolved by the company. However, in the last three years particularly, there have been only 5 complaints against AscensionPoint Recovery Services and only 11 of those were concerning a problem with a product or service whereas 39 of those complaints were regarding billing and collections. Plus, it has been in the business for 14 years. In this regard, AscensionPoint has a competitive edge over its previously discussed counterparts. AscensionPoint Recovery Services Online ReputationĪscensionPoint Recovery Services is a Better Business Bureau Accredited Business. federal law protects you from the harassment, abuse, and other vicious tactics employed by debt collection agencies in order to collect debts. We have a lot to tell you about what U.S. And if you happen to be among those, then keep reading. There are many who have suffered because of the Debt Collection Agencies’ ruthless behavior and incomplete investigation. Still, some debt collection companies tend to go for it. And this is where it all gets shady.Įven though the “by hook or by crook” strategy is not ideal by any stretch of the imagination and nor it’s appreciated by the law. They are required to collect debts from you, by hook or by crook. This is where debt collection agencies come into play. However, economic conditions fluctuate, and you can end up finding yourself in economic hardship. It is better to avoid taking loans and owing debts, as this is naturally how most want to operate. So, if AscensionPoint Recovery Services is harassing you, then you can use the F.D.C.P.A. However, its online reputation doesn’t seem to be all that well. AscensionPoint Recovery Services is a BBB accredited business.

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